Service Agreement

Terms & Conditions

Last updated: January 2026

1. Professional Engagement

By engaging with S&B Accountants Ltd, you agree to these Terms and Conditions. Our engagement letter and these terms constitute the entire agreement between us. We provide professional accounting, tax, and advisory services as an ACCA-regulated firm.

2. Fees and Payments

Our fee structure is transparent and based on the plan or services selected:

  • Monthly fees are payable in advance on the 1st of each month via Direct Debit.
  • Ad-hoc services will be billed separately and are payable within 14 days.
  • We reserve the right to suspend services if fees remain unpaid for more than 30 days.
  • All fees quoted are exclusive of VAT where applicable.

3. Client Responsibilities

You agree to provide all information and records necessary for us to perform our services in a timely manner. You are responsible for the accuracy and completeness of the data provided to us. Failure to provide information may result in statutory deadlines being missed, for which we cannot be held liable.

4. Limitation of Liability

Our liability for any loss or damage is limited to the amount of professional fees paid during the 12-month period preceding the claim. We are not liable for any indirect or consequential loss, including loss of profit or business interruption.

5. Termination

Either party may terminate the engagement by providing 30 days' written notice. Upon termination, all outstanding fees become immediately payable.

6. Governing Law

These Terms and Conditions are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

Small business accountants - S&B Accountants